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Health care act

Cap on spending accounts hurts us

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We recently had the open enrollment period for our medical insurance and benefits. We, luckily, have excellent insurance, with low co-pays, low deductibles and high coverage. We also have a flexible spending account (FSA), which makes medical bills more affordable, by allowing us to use pre-tax money to pay for what our insurance doesn't cover.
Many families with severely ill, disabled, or learning-disabled children use FSAs to help pay for non-covered care. When electing how much money to put into my flexible spending account for next year, I learned that, due to the Affordable Care Act, the maximum I can put into my FSA is now $2,500 a year for our entire family. Well, there are six people in our family, all of whom will go to the doctor at some point next year, and I have one child with a condition that requires me to pay $125 per week out of pocket, as it is not covered by my insurance, even though I have very, very good coverage.
Putting pre-tax money into an FSA makes this much more affordable. The "Affordable Care" Act is now taking money out of my pocket, and away from my family, and giving it to someone else even though we really need it to treat my child. It is doing the same for the families of many other very vulnerable children. How is that affordable care?

Michelle Haneberg

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