Financial trouble often is beyond one’s control

On Feb. 11, The Herald published a letter to the editor from Carla White of Lake Forest Park that moved me deeply. It was titled “Values seem lost on business side.”

Ms. White wrote about how her personal finances were directly impacted by reoccurring cancer, inadequate health insurance and a volatile job economy for the past five years. Then, despite being a responsible person who was making minimum payments on her hospital bill, she was harassed.

That type of story illustrates the point of a book I just read called “Pound Foolish, Exposing the Dark Side of the Personal Finance Industry” by Helaine Olen.

Olen says that when you really look at the numbers and research why Americans have financial instability, it’s not because they were going to Starbucks or buying an RV.

It’s because instead of losing their job for three months, they were unemployed for two years…

Or maybe they were diagnosed with cancer and their health insurance was lousy…

Or maybe they didn’t have any insurance at all…

Or maybe their adult child became paralyzed and they had to provide care…

Or maybe they ended up having to raise their grandchildren…

Or maybe their salary is actually lower than what it was 10 years ago, but the cost of food, gas and everything else is higher…

So I’d like to say to Ms. White of Lake Forest Park that I think your letter in Monday’s paper showed courage, perseverance and eloquence. You have my sincerest wishes for a better day tomorrow.

I bet there are thousands of people across Puget Sound who would agree with me.

Talk to us

> Give us your news tips.

> Send us a letter to the editor.

> More Herald contact information.

More in Life

Brandon Hailey of Cytrus, center, plays the saxophone during a headlining show at Madam Lou’s on Friday, Dec. 29, 2023 in Seattle, Washington. (Olivia Vanni / The Herald)
Lynnwood-based funk octet Cytrus has the juice

Resilience and brotherhood take center stage with ‘friends-first’ band.

FILE - In this April 11, 2014 file photo, Neko Case performs at the Coachella Music and Arts Festival in Indio, Calif. Fire investigators are looking for the cause of a fire on Monday, Sept. 18, 2017, that heavily damaged Case’s 225-year-old Vermont home. There were no injuries, though a barn was destroyed. It took firefighters two hours to extinguish the blaze. (Photo by Scott Roth/Invision/AP, File)
Music, theater and more: What’s happening in Snohomish County

Singer-songwriter Neko Case, an indie music icon from Tacoma, performs Sunday in Edmonds.

Dominic Arizona Bonuccelli
Tangier’s market boasts piles of fruits, veggies, and olives, countless varieties of bread, and nonperishables, like clothing and electronics.
Rick Steves on the cultural kaleidoscope of Tangier in Morocco

Walking through the city, I think to myself, “How could anyone be in southern Spain — so close — and not hop over to experience this wonderland?”

chris elliott.
Vrbo promised to cover her rental bill in Hawaii, so why won’t it?

When Cheryl Mander’s Vrbo rental in Hawaii is uninhabitable, the rental platform agrees to cover her new accommodations. But then it backs out. What happened?

The Moonlight Swing Orchestra will play classic sounds of the Big Band Era on April 21 in Everett. (submitted photo)
Music, theater and more: What’s happening in Snohomish County

Relive the Big Band Era at the Port Gardner Music Society’s final concert of the season in Everett.

2024 Honda Ridgeline TrailSport AWD (Honda)
2024 Honda Ridgeline TrailSport AWD

Honda cedes big boy pickup trucks to the likes of Ford, Dodge… Continue reading

Would you want to give something as elaborate as this a name as mundane as “bread box”? A French Provincial piece practically demands the French name panetiere.
A panetiere isn’t your modern bread box. It’s a treasure of French culture

This elaborately carved French antique may be old, but it’s still capable of keeping its leavened contents perfectly fresh.

(Judy Newton / Great Plant Picks)
Great Plant Pick: Mouse plant

What: Arisarum proboscideum, also known as mouse plant, is an herbaceous woodland… Continue reading

Bright green Japanese maple leaves are illuminated by spring sunlight. (Getty Images)
Confessions of a ‘plantophile’: I’m a bit of a junky for Japanese maples

In fact, my addiction to these glorious, all-season specimens seems to be contagious. Fortunately, there’s no known cure.

2024 Hyundai IONIQ 6 Limited (Hyundai)
2024 Hyundai IONIQ 6 Limited

The 2024 Hyundai IONIQ 6 Limited is a sporty, all-electric, all-wheel drive sedan that will quickly win your heart.

The 2024 Dodge Hornet R/T hybrid’s face has the twin red lines signifying the brand’s focus on performance. (Dodge)
2024 Hornet R/T is first electrified performance vehicle from Dodge

The all-new compact SUV travels 32 miles on pure electric power, and up to 360 miles in hybrid mode.

Don’t blow a bundle on glass supposedly made by the Henry William Stiegel

Why? Faked signatures, reused molds and imitated styles can make it unclear who actually made any given piece of glass.

Support local journalism

If you value local news, make a gift now to support the trusted journalism you get in The Daily Herald. Donations processed in this system are not tax deductible.