The King County prosecutor's office said Sydney Jones, 24, of Kenmore, was charged Thursday. Arraignment is set for Nov. 7.
Monday's crash killed 31-year-old Joseph Humphreys of Kenmore.
Jones turned herself in later Monday and is out of jail after posting $25,000 bond.
In charging papers, the prosecution said the woman said she had been driving too fast and was distracted as she lit a cigarette. A deputy prosecutor says Jones did not have a valid driver's license.
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