What happens to your online accounts when you die?

WASHINGTON — When you die, should your loved ones have access to your Facebook, Gmail and other online accounts?

A group of influential lawyers says yes, unless you specify otherwise in a will. The Uniform Law Commission, whose members are appointed by state governments to help standardize state laws, was expected to endorse a plan Wednesday to automatically give loved ones access to — but not control of — all digital accounts unless otherwise specified.

To become law in a state, the legislation would have to be adopted by the state’s legislature. But if it does, designating such access could become an important tool in estate planning, allowing people to decide which accounts should die when they do.

The plan is likely to frustrate some privacy advocates, who say people shouldn’t have to draft a will to keep their mom from reviewing their online dating profile or a spouse from reading every email they ever wrote.

“This is something most people don’t think of until they are faced with it. They have no idea what is about to be lost,” said Karen Williams of Beaverton, Oregon, who sued Facebook for access to her 22-year-old son Loren’s account after he died in a 2005 motorcycle accident.

The question of what to do with one’s “digital assets” is as big as America’s electronic footprint. Grieving relatives want access for sentimental reasons, and to settle financial issues. A person’s online musings, photos and videos — such as a popular cooking blog or a gaming avatar that has acquired a certain status online — also can be worth money. Imagine the trove of digital files being amassed by someone of historical value — say former President Bill Clinton or musician Bob Dylan — and what those files might fetch on an auction block.

“Our email accounts are our filing cabinets these days,” said Suzanne Brown Walsh, a Cummings &Lockwood attorney who chaired the drafting committee on the bill. But “if you need access to an email account, in most states you wouldn’t get it.”

Ginger McCall, associate director of the Electronic Privacy Information Center in Washington, said a judge’s approval should be needed to protect the privacy of both the owners of accounts and the people who communicate with them.

“The digital world is a different world” than offline, McCall said. “No one would keep 10 years of every communication they ever had with dozens or even hundreds of other people under their bed.”

Most people assume they can decide what happens by sharing certain passwords with a trusted family member, or even making those passwords part of their will. But in addition to potentially exposing passwords when a will becomes public record, anti-hacking laws and most company’s “terms of service” agreements prohibit anyone from accessing an account that isn’t theirs. That means loved ones technically become criminals if they log on to a dead person’s account.

Several tech providers have come up with their own solutions. Facebook, for example, will “memorialize” accounts by allowing already confirmed friends to continue to view photos and old posts. Google, which runs Gmail, YouTube and Picasa Web Albums, offers its own version: If a person doesn’t log on after a while, their accounts can be deleted or shared with a designated person. Yahoo users agree when signing up that their account expires when they do.

But the courts aren’t convinced that a company supplying the technology should get to decide what happens to a person’s digital assets. In 2005, a Michigan probate judge ordered Yahoo to hand over the emails of a Marine killed in Iraq after his parents argued that their son would have wanted to share them. Likewise, a court eventually granted Williams access to her son’s Facebook account, although she says the communications appeared to be redacted.

Enter the Uniform Law Commission. According to a draft of the proposal, the personal representative of the deceased, such as the executor of a will, would get access to — but not control of — a person’s digital files so long as the deceased doesn’t prohibit it in the will. The law would trump access rules outlined by a company’s terms of service agreement, although the representative would still have to abide by other rules including copyright laws.

That means, for example, a widow can read her deceased husband’s emails but can’t send emails from that account. And a person can access music or video downloads, but not copy the files if doing so violates licensing agreements.

Williams said she supports letting people decide in their wills whether accounts should be kept from family members.

“I could understand where some people don’t want to share everything,” she said in a phone interview this week. “But to us, losing him (our son) unexpectedly, anything he touched became so valuable to us.” And “if we were still in the era of keeping a shoebox full of letters, that would have been part of the estate, and we wouldn’t have thought anything of it.”

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