Michelle Singletary

New rule on retirement savings is in your best interest

Investors are about to get some major help in determining which financial advisers are working in their best interest. After a long battle, which still… Continue reading

The class of 2017 still has more to learn about student loans

After all their hard work, the college class of 2017 is finally enjoying the real world and all its “perks,” including having to pay back… Continue reading

Millennials moving in doesn’t signal financial failure

There’s a lot of debate about how to teach children to become financially responsible adults. Should you give them an allowance? What a about paying… Continue reading

Debunking 5 myths about 529 college savings plans

Even though it’s been around for 21 years, many people still don’t know what a 529 plan is. Seven out of 10 Americans couldn’t identity… Continue reading

Like the Tinman, Trump’s budget proposal has no heart

Apparently the Trump administration wants to balance the federal budget in part on the backs of the poor, the sick and the marginalized. In the… Continue reading

Whether there’s a ‘Trump bump’ or ‘Trump slump,’ keep a long-term view

There’s at least one certainty about the stock market. It’ll go up and eventually come down. Last week, we witnessed this truth about investing. The… Continue reading

When it’s time to pay off college debt, there’s no place like home

How long is too long for young adults to live at home after college? Responding to a recent survey by TD Ameritrade, teenagers on average… Continue reading

‘Grandfamilies’ deserve our attention and a helping hand

Pardon the interruption. But may I have your attention for a moment about some serious legislative business that affects family finances? It hasn’t gotten much… Continue reading

Congress needs to better understand struggling families

Twin reports by the Pew Charitable Trusts substantiate what too many people know first-hand. Despite a better economy, a lot of families are struggling financially.… Continue reading

Give your millennial this all-in-one financial guide

Perhaps you’re a good money manager and you taught your children well. Or maybe you struggle royally with your finances and haven’t passed on good… Continue reading

Don’t let Congress hamper retirement plans for small businesses

I’m at a loss as to why some Republicans on Capitol Hill want to block the creation of workplace retirement plans for small-business employees. We… Continue reading

How my daughter managed to finish college debt-free

By May 1, high school students nationwide will decide where to go to college and, for many, with that decision will come debt. In the… Continue reading

Five lessons we can learn from federal workers facing furlough

A lot of federal workers are in fear of a furlough. There have been signs lately that Congress and the president will end up compromising… Continue reading

Before you send your child to college, listen to my daughter

My husband and I recently invited our daughter, Olivia, to speak to students attending the money-and-marriage class that we teach at our church. The couples… Continue reading

There is no such thing as good debt and bad debt — only debt

When it comes to your personal finances, you have to play mind games. Because the road to financial success starts with how you think about… Continue reading

Airlines have the right to bump you, so don’t get carried away

As if flying weren’t stressful enough, now some passengers may be worried about being dragged off a flight. If you fly frequently, as I do,… Continue reading

Fooled by fake news? Here’s how to protect yourself

I’ve been tricked more times than I care to admit. You’ve probably been misled as well. Does this ring a bell? You’re reading a real… Continue reading

Far too often, America tries to shame those in need

We are a nation deeply divided on how best to address poverty. On one side are folks, like me, who feel that a civil, caring… Continue reading

The next face of poverty could be yours

When people talk about the poor, especially people who haven’t experienced poverty, it’s often without context or compassion. President Donald Trump’s budget, which thankfully faces… Continue reading

Medicaid column inspires racists to emerge from under rocks

I spoke candidly about the need for Medicaid. And the haters attacked. The failed Republican effort to overhaul the Affordable Care Act included a major… Continue reading