Michelle Singletary

Your house and your finances can both use decluttering

It is still that time of the new year when we make promises to ourselves. I think everyone loves the opportunity for a fresh start.… Continue reading

The past year has taught us big lessons about our finances

There’s a reason your car has a rearview mirror. You have to see what’s behind you. So, let me look back at the year’s 10… Continue reading

Changing the conversation on your year-end financial checklist

What financial power moves do you plan before the year ends? In the past, I’ve provided my own year-end financial checklist. But this… Continue reading

Those who buy crummy gifts are often sending a message

In this season of generosity, you want to give the perfect present, right? Or maybe, you don’t. Research by Deborah Cohn, marketing professor at the… Continue reading

Be a grinch — and embrace the real holiday spirit

To be an evolved grinch is to understand the true meaning of Christmas. Yet every time I hear people label someone a grinch, I suspect… Continue reading

Those who’ve been disinherited do have a right to grieve

Not leaving people money can hurt. Several readers, pulling from their own experiences, asked that I rethink my view that parents have no obligation to… Continue reading

Gift cards can solve holiday problems, but be selective

All I want to give or get for Christmas is cash. And if you’re honest, deep down, that’s what you’re thinking when someone asks you… Continue reading

Don’t let your parents guilt trip you into bailing them out

They took care of you. Now it’s your turn. But what if your parents, whom you feel obligated to care for, are bad money managers?… Continue reading

This holiday season, use your smartphone to spend less

If I can’t stop you from the spending madness that is about to take place, at least be smart about it by using your smartphone… Continue reading

Watching after your retirement nest egg can get scary

Financial planners once used the metaphor of a three-legged stool to talk about funding your senior years. It consisted of Social Security, a pension and… Continue reading

Trump’s election does not bode well for the CFPB

President-elect Donald Trump campaigned as a champion of the financially stressed middle class. To see how true he is to his word, watch how he… Continue reading

Tormented by self-inflicted financial stress? Let it go …

At the beginning of the year, I chose a theme song to help with my New Year’s resolution to stop worrying about my financial security.… Continue reading

Happy couples will establish their financial ‘house rules’

I’m feeling like the Cubs right now. In my win column: 25 years of wedded bliss. And, given all the acrimony during this election season,… Continue reading

Are you doing enough to protect your privacy?

It hadn’t happened in a while, so I guess it was time. My credit card got compromised. Some crook tried to charge $153.83, first with… Continue reading

Give your kids financial advice that’s quick and clear

By Michelle Singletary Specical to The Herald Parents always ask me how to teach teens or college students about money. They often want me to… Continue reading

New agency needs sufficient clout to protect consumers

They say insanity is doing the same thing again and again and expecting different results. Take the protection of consumers, for example. The Great Recession… Continue reading

Even if it’s not their money, heirs often fight over it

By MICHELLE SINGLETARY You will die. And most of you will leave something for your heirs. (Maybe just your clunker of a car or chipped… Continue reading

Steep increases force choices about long-term coverage

By Michelle Singletary Special to The Herald It’s not over yet. Federal workers and retirees in the Federal Long-Term Care Insurance Program (FLTCIP) had until… Continue reading

Avoid ‘financial chaos’ by establishing rules for credit

By Michelle Singletary Special to The Herald What rules do you have to manage your money? Generally when I work with folks, I realize they’ve… Continue reading

Your financial diet is healthiest when it is debt-free

By Michelle Singletary Special to The Herald I’m trying to lose weight, so I’m all about portion control right now. My meat servings are supposed… Continue reading