Michelle Singletary

Before you send your child to college, listen to my daughter

My husband and I recently invited our daughter, Olivia, to speak to students attending the money-and-marriage class that we teach at our church. The couples… Continue reading

There is no such thing as good debt and bad debt — only debt

When it comes to your personal finances, you have to play mind games. Because the road to financial success starts with how you think about… Continue reading

Airlines have the right to bump you, so don’t get carried away

As if flying weren’t stressful enough, now some passengers may be worried about being dragged off a flight. If you fly frequently, as I do,… Continue reading

Fooled by fake news? Here’s how to protect yourself

I’ve been tricked more times than I care to admit. You’ve probably been misled as well. Does this ring a bell? You’re reading a real… Continue reading

Far too often, America tries to shame those in need

We are a nation deeply divided on how best to address poverty. On one side are folks, like me, who feel that a civil, caring… Continue reading

The next face of poverty could be yours

When people talk about the poor, especially people who haven’t experienced poverty, it’s often without context or compassion. President Donald Trump’s budget, which thankfully faces… Continue reading

Medicaid column inspires racists to emerge from under rocks

I spoke candidly about the need for Medicaid. And the haters attacked. The failed Republican effort to overhaul the Affordable Care Act included a major… Continue reading

Trying to claim deceitful deductions could get you put in the doghouse

Given how much we spend on our family dog Simba, he’s like a dependent. Thank goodness he doesn’t have to go to college, although we… Continue reading

How to tell if your tax preparer is a crook

You want to save money on the cost of preparing your taxes, so you use a guy your friend recommends. The tax preparer has a… Continue reading

Read how the rich think if you want to live well and prosper

The architect of investment giant Berkshire Hathaway thinks too much diversification is nuts. What? Charlie Munger, Warren Buffett’s longtime business partner and the vice chairman… Continue reading

Parents take a risk when they co-sign for student loans

Your children want to go to college, and you’ll do whatever it takes to get them the education you believe is a prerequisite for prosperity.… Continue reading

With family money squabbles, sometimes all you can do is watch

and the person is intent on plowing ahead despite your warnings — sometimes all… Continue reading

Finanacially irresponsible sister causes family stress

I spend a lot of time coaching people about money management. Without a doubt, the saddest sessions are when people fight with family about finances.… Continue reading

How to manage your finances amid an unpredictable administration

President Trump’s unpredictability, policy plans and political stumbles are scaring some investors. Perhaps this question from a reader sums up the level of concern I’m… Continue reading

Do we need a rule to ensure ethical financial advice?

Some of my Facebook followers were recently debating the merits of the Department of Labor’s “fiduciary rule,” which is slated to take effect on April… Continue reading

Even if you’re dying to get your tax refund, don’t pay for an advance

I was mad about the hit television series “Mad Men.” So I hope Jon Hamm, the lead actor in the drama, doesn’t take this the… Continue reading

Stop basing your financial decisions on ‘alternative facts’

A friend recently joked to me about how people sometimes resort to “alternative facts” when it comes to their money. And it’s true. They tell… Continue reading

Our children need to see — for real — how much money it takes to live

Given what’s going on in the world of politics, and the whipsaw trading in the stock market, maybe you could use some laughs. I know… Continue reading

You need to save tax documents for three years — or longer

The other day, I sat on the couch in my home office and read a book. A few weeks ago, I couldn’t find a place… Continue reading

How (and when) to clear out your financial paperwork

The other day, I sat on the couch in my home office and read a book. A few weeks ago, I couldn’t find a place… Continue reading