David Goldman / Associated Press
                                Credit card logos are posted to the door of a business in Atlanta on Jan. 31. Record-level credit card debt and fluctuating incomes create financial challenges for many American households.
                                Credit card logos are posted to the door of a business in Atlanta on Jan. 31. Record-level credit card debt and fluctuating incomes create financial challenges for many American households. (AP Photo/David Goldman)

David Goldman / Associated Press Credit card logos are posted to the door of a business in Atlanta on Jan. 31. Record-level credit card debt and fluctuating incomes create financial challenges for many American households. Credit card logos are posted to the door of a business in Atlanta on Jan. 31. Record-level credit card debt and fluctuating incomes create financial challenges for many American households. (AP Photo/David Goldman)

Smart money moves for black Americans in financial distress

Institutional discrimination against generations of black Americans has far-reaching consequences.

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