Many Washington homeowners don’t have quake insurance

OLYMPIA — You may think your insurance policy covers your home, apartment or business for earthquakes and floods. The Northwest Insurance Council thinks you should take a closer look, because many people are not insured for such national disasters.

The Olympian reports the insurance council is urging Washington residents to consider both earthquake and flood insurance. The council says earthquake and tsunami damage is not covered under most standard homeowners, renters and business owners insurance policies.

Earthquake insurance is available as a separate policy or as an endorsement to current coverage. Flood insurance policies are provided through the federal government’s National Flood Insurance Program.

Information from: The Olympian, http://www.theolympian.com

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