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Michelle Singletary

Michelle Singletary

Business Columnist  |

October 27, 2015

Personal finance classwork should be engaging — and free from bias

For many people, personal finance can be pretty boring. I’ve even had folks planning to attend a financial class tell me they anticipated taking a nap.Folks like having money. They just don’t like the chore of learning the concepts it takes to manage it well. And if they aren’t learning what they need to know, they likely aren’t able to teach their children.

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October 20, 2015

The anatomy of a debt-relief scam

People are so desperate to get out of debt that they will believe anything and anyone promising relief. They often turn to debt-relief companies that promote plans that supposedly can solve their problems. But for many, not only does the relief not come but the steep cost of the plans — sometimes thousands of dollars — can dig them in deeper.

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October 13, 2015

Should relationship status affect credit score?

We are often looking for “predictors” to help us make the right choices.One of the key data points that lenders use to predict whether you’ll be able to pay back a loan is a credit score. The higher your score, the more likely it is that you’ll pay your debts as promised.

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