Ask The Expert

Looking for a fresh start in your home search?

Consider some of the many open houses during our community event this…

 

What are the rules for using gift funds for a down payment?

A Purchase Money Second (PM2) Home Loan* is a second mortgage that…

 

What is the Fair Housing Act and Why Does It Matter?

For decades, Realtors® − members of the National Association of Realtors® −…

 

How does Help-U-Sell Real Estate Work?

Help-U-Sell® Real Estate Brokers and agents are fully licensed professionals, members of their local Board of Realtors and of the National Association of Realtors®, work… Continue reading

How important is neighborhood walkability to potential homebuyers?

Identifying their preferences for the type of home and neighborhood to live in are typically among the first things potential homebuyers do. Debating between the… Continue reading

What can we expect in the housing market in 2018?

The start of the new year is a time when many people reflect on their goals and pledge personal resolutions for the next 365 days.… Continue reading

What are the top reasons to work with a Realtor®?

Realtors® aren’t just brokers. They’re professional members of the National Association of Realtors® and subscribe to its strict code of ethics. This is the Realtor®… Continue reading

How does Help-U-Sell Real Estate Work?

Help-U-Sell® Real Estate Brokers and agents are fully licensed professionals, members of their local Board of Realtors and of the National Association of Realtors®, work… Continue reading

What are some real estate safety protocols that should be used?

To help remind us to know the dangers we face every day, to be aware of our surroundings, and to empower ourselves with precautions and… Continue reading

Why should the federal government re-authorize the National Flood Insurance Program (NFIP)?

Each year the federal government spends billions of dollars on disaster relief to flood victims – all at taxpayer expense. Floods claim more lives and… Continue reading

Are more and more buyers looking for greener and smarter homes?

Growing consumer interest and demand for greener, more sustainable properties is driving a dialogue between Realtors® and homebuyers and sellers. In April 2017, the National… Continue reading

I’ve acquired a property. Can I refinance it and take cash out?

That depends on several factors, including how you acquired it, how long it’s been owned and if the owners are living in it. Most lenders… Continue reading

What is a Purchase Money Second? What are advantages with this type of loan?

A Purchase Money Second (PM2) Home Loan* is a second mortgage that closes with a corresponding first mortgage from the same lender. The first mortgage… Continue reading

What information do I need to apply for a mortgage?

Being prepared for your initial meeting with your mortgage advisor will make the whole process go more smoothly. All you need to do is gather… Continue reading

How can I compare between lenders?

If you have purchased or refinanced a home, you know that understanding actual costs or specific terms of your mortgage can be very difficult to… Continue reading

When can I refinance and get cash out?

You must first determine if you have enough equity in your home. For your primary residence, it is a common guideline that the maximum loan… Continue reading

How can I be more competitive in a multiple offer situation?

Of course, many times the highest bidder or cash wins. However, this may not always be the case. Even a buyer getting financing may find… Continue reading

Should I Consider Downsizing?

People buy and sell homes for many reasons. Perhaps they need to relocate for a job, or maybe they simply want a change of scenery.… Continue reading

What advantages can millennials expect from a career in real estate?

For millennials, those aged 18 to 34, who are looking for a career that allows them to be independent, flexible and entrepreneurial, a career in… Continue reading

What information do I need to gather to apply for a mortgage?

One of the best ways to prepare for your initial meeting with your Mortgage Advisor is to gather up your most recent income and asset… Continue reading