business wisdom

Rising household debt casts shade on sunny economy

Real estate and the stock market are vulnerable to bubbles, while debt requires monthly payments.


The latest test for college students: Are you employable?

What is needed is not more outsider tests but more classroom tests and higher academic quality.


How much should you be saving?

I love hearing from my readers about their financial conundrums, and this…


Aluminum and steel situation shows complexity of ‘free trade’

The economic theory of free trade is no help because it is fragile.

Why real estate investors are watching self-driving cars closely

With decisions on real estate made years in advance, could self-driving cars change how we live?

It’s unlikely that the US economy is secretly faltering

One theory is that the US economy is in a lot worse shape than the standard reports reveal.

Why there’s so much work in teamwork

Here are three options for dealing with an underperforming team member; only one will cause you problems.

Big ad agencies make decisions that often aren’t the best for your firm

Here are three examples of the wrong and right ways of developing marketing communications program.

Don’t take economic forecasts to the bank — or the casino

Air travel delays could spur a rebirth of passenger rail service.

Be prepared for the downturn to come

Eric Sprink is not your typical bank president, so it was no surprise that Coastal Community Bank’s annual Fall Economic Forecast event was atypical in… Continue reading

What can be learned from the optimism of Churchill, Elon Musk

A new movie, “The Dark Years,” depicts Winston Churchill during the perilous times he faced in 1940 when he first became prime minister. The country… Continue reading

Don’t let ‘what if’ become ‘what happened’

Even with limited resources, small business need to prepare contingency plans, because things do happen.

Tom Hoban

Are millennials warming up to life in suburbia?

They dominate the apartment market and their wants need to be accounted for, says columnist Tom Hoban.

Tom Hoban

How to rally even when you want to throw in the towel

Here are three strategies to push through even when things look the bleakest.

Be careful when testing job candidates

Managers should be aware that applicant testing is an area of numerous risks to the unwary.

Tom Hoban

Why owning property is key to liberty in U.S.

To own a slice of the earth from its center to the heavens is precisely how private property rights work in the United States. The… Continue reading

Tom Hoban

Don’t rely just on productivity measurements to value a worker

The controversies swirling around the productivity data at the national level are not really a concern for individual businesses. Owners and managers can still make… Continue reading

Making a dent in student debt

There are two words that can rock people with regret. Just ask them about their “student loans.” Then watch their… Continue reading

7 strategies to help you regain focus

Zig Ziglar, American motivational speaker I love this… Continue reading