Find out if you really need car rental insurance

Many car renters often face the same conundrum — whether to purchase car rental insurance.

In some cases, a rental car may be covered through a driver’s standard car insurance or even a credit card. But in other instances, a renter may need to purchase coverage through the car rental company.

Several websites provide good insights about the ins and outs of car rental insurance:

•Bankrate.com: Spotlights types of rental car insurance coverage and credit card benefits. tinyurl.com/bankraterental

•Car Insurance Comparison: Serves up a step-by-step guide to understanding car rental insurance. tinyurl.com/cicrental

•Consumer Affairs: Provides car rental insurance tip sheet. tinyurl.com/consumeraffairsrental

•CreditCards.com: Discusses car rental insurance offered by credit cards, and where gaps in coverage can occur. tinyurl.com/creditcardsrental

•Insure.com: Offers car rental insurance basics, and when to buy and not to buy. tinyurl.com/insurerental

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