Life insurance provides a financial safety net for families. It sounds simple, but decisions over whether and how much to buy can get complicated — and mistakes can be costly. (Associated Press file photo)

Life insurance provides a financial safety net for families. It sounds simple, but decisions over whether and how much to buy can get complicated — and mistakes can be costly. (Associated Press file photo)

Life insurance: What you need to know

The financial safety nets may sound simple, but blunders can cost you plenty.

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