Regarding the letter, “Insurance proof needs mandating”: I own one of the largest insurance agencies in Snohomish County. Mandatory insurance became law in 1990. Drivers in Washington are required to show proof of insurance if stopped by a law enforcement officer. The fine of “at least $450.00” is imposed on the driver if no proof is provided at the time of the stop. Insurance is attached to the car first, then the driver second. The only exception is a broad form, which insures the driver on any car.
The problem since 1990 is the courts do not fine the uninsured drivers. On a daily basis we have new customers come in and buy insurance because of a no-insurance ticket, they then take the “proof of coverage” to the court and the fine is reduced to court costs. The newly insured person then returns to the agency and cancels the insurance. We have tracked this since 1989.
The Department of Licensing keeps track of contractors to keep their insurance in force; wonder why they could not keep track of the registered autos to make sure they are insured? There is also a system that is maintained for drivers who have had serious offenses. This system is part of the SR-22, or financial responsibility laws. The driver is required to register an insurance policy (or cash deposit) with the state to maintain a valid license. If the policy cancels then the driver’s privilege is suspended. Driving on a suspended license could get the drivers car impounded.
My suggestion is force all of the drivers cited for driving without insurance to be required to maintain SR-22, or stop waiving the fines in court.
Don Moe
Edmonds
Talk to us
> Give us your news tips.
> Send us a letter to the editor.
> More Herald contact information.
