Here is a way to curb gun deaths: For starters, all guns should be registered and their histories recorded the way vehicles are. In order to own and operate a gun you must have a license, to get the license you must show proficiency by taking a test with a gun licensing agent.
This agent would be your first test that a lot of disturbed people would not get past.
Once you have a license you then would have to get liability insurance for each gun you own.
If your gun causes damage the insurance would pay out to the victim of the damage.
If you have too many incidents or if you have a record of violence your rates are going to go up.
Just like bad drivers.
Liability insurance is cheap, typically $20 or $30 a month, insurance companies have actuaries that track statistics and histories, which will help weed out insurance risks and price policies accordingly.
The way the law is now the victims of mass shootings get no compensation, if similar damage was caused by a vehicle they would receive millions.
Things would change very quickly if this idea was invoked.
The Second Amendment would stand unchanged and a new market for insurance would be created.
Everybody wins.
Rod Wickham
Everett
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