Ask The Expert

What information do I need to gather to apply for a mortgage?

One of the best ways to prepare for your initial meeting with your Mortgage Advisor is to gather up your most recent income and asset… Continue reading

Where Do Buyers Want to Live?

A: When someone buys a home they aren’t just buying the house ? they are also buying a neighborhood. But what are potential homebuyers looking… Continue reading

When should I refinance?

To see if refinancing makes sense, first start by determining the approximate break–even point, or the number of months that it will take for you… Continue reading

What is an FHA loan and is it right for me?

FHA home loans are federally insured by the Federal Housing Administration and are ideal for individuals who have minimal funds for a down payment or… Continue reading

What is a Realtor?

People may assume that the term Realtor® applies to anyone holding a real estate license. While all real estate brokers must be licensed, not all… Continue reading

What are the rules for using gift funds for a down payment?

Gift funds are funds from an immediate family member or spouse to be used toward the down payment on your home. It is important to… Continue reading

Do I need my own realtor when buying a brand new home from a builder?

Buying a new home is very exciting…You can choose the lot, model, colors, finishes, upgrades and more. Yes, you should have your own experienced realtor… Continue reading

What is a jumbo mortgage loan?

Fannie Mae and Freddie Mac are large agencies that purchase the bulk of U.S. residential mortgages from financial institutions loans. They have limits on the… Continue reading

How Can I Avoid Real Estate Cyber Scams?

Phishing, hacking, wire fraud ? these are all ways people attempt to steal from others online. As real estate searches and transactions move more and… Continue reading