Okay, help me understand; because of deregulation, lack of oversight and possible fraud on Wall Street, we are in a financial crisis. If Bush and other Republicans had been able to privatize Social Security, where would our Social Security retirement funds be now? Well, the pockets of hedge fund managers and CEOs would be well-lined and our funds would be lost. McCain believes in deregulation and the privatization of Social Security. I think voting for Obama-Biden would be a good investment.