Church protests insurance rules for sex offenders

MEDFORD, Ore. — An Oregon church is challenging a requirement by its insurance company that it disclose the identity of sex offenders to other congregants, allow offenders to attend only one predetermined service and assign them an escort.

Pastor Chad McComas of Set Free Christian Fellowship in Medford said his church disclosed that known sex offenders were among the 100 members. Church Mutual insurance company on May 1 responded with a letter outlining requirements to continue an insurance policy.

Besides announcing disclosing the names of sex offenders, limiting them to one service and providing escorts, the church is required to keep sex offenders out of child or youth programs.

McComas told the Mail Tribune that the rules will have a chilling effect on disclosure.

The rules lump an 18-year-old convicted of abuse for sex with his 17-year-old girlfriend with more serious abusers. The rules will encourage abusers to go underground, he said.

“Where does that line go? They’re throwing everyone in the same boat,” McComas said.

Church Mutual insures more than 100,000 religious organizations and has covered nearly 5,000 sex-related claims since 1984, said Patrick Moreland, vice president of marketing for Church Mutual.

The rules were developed by attorneys and are designed to protect the organization from the “legal hot water” of sexual misconduct and molestation claims, he said. They also protect potential victims, Moreland said.

“Our No. 1 goal is to protect our churches and our children,” Moreland said.

McComas said he doesn’t want his church to have the reputation as “the sex-offender church” but the issue is about principle and what’s possible.

“We deal with a lot of members who have addiction backgrounds. That’s part of who we serve. But that’s not all of who we serve,” McComas said. “We know who our members are. We are being careful and diligent. But how often are we going to have to tell the congregation that someone is a sex offender? The congregation changes all the time.”

The Rev. Pam Shepherd of the First Congregational United Church of Christ in Ashland said churches must keep children and youth safe. Her church is insured and performs background checks on all Bible school teachers, youth ministers and others who deal with minors. No one in their congregation has disclosed any sex crimes. Shepherd said, however, she has never seen a letter like the one McComas received.

“There are no known sex offenders coming to our church,” Shepherd said. “But if all sex offenders glowed orange, people might be surprised to see who they are sitting next to.”

Convicted sex offender Dave Schmidt, 66, said he attends Set Free services to worship, not to seek out additional victims.

If he’s driven out of Set Free by insurance company policies, he said, he will simply go to new churches, one week at time if necessary.

Talk to us

> Give us your news tips.

> Send us a letter to the editor.

> More Herald contact information.

More in Local News

Janet Garcia walks into the courtroom for her arraignment at the Snohomish County Courthouse on Monday, April 22, 2024 in Everett, Washington. (Olivia Vanni / The Herald)
Everett mother found competent to stand trial in stabbing death of 4-year-old son

A year after her arraignment, Janet Garcia appeared in court Wednesday for a competency hearing in the death of her son, Ariel Garcia.

Everett council member to retire at end of term

Liz Vogeli’s retirement from the council opens up the race in the November election for Everett’s District 4 seat.

Washington State Department of Commerce Director Joe Nguyễn speaks during the Economic Alliance Snohomish County’s Annual Meeting and Awards events on Tuesday, April 22, 2025 in Tulalip, Washington. (Olivia Vanni / The Herald)
Commerce boss: How Washington state can make it easier for small businesses

Joe Nguyen made the remarks Wednesday during the annual meeting of the Economic Alliance Snohomish County and the Snohomish County Awards

LifeWise local co-directors Darcie Hammer and Sarah Sweeny talk about what a typical classroom routine looks like on Monday, April 14, 2025 in Everett, Washington. (Olivia Vanni / The Herald)
Everett off-campus Bible program draws mixed reaction from parents

The weekly optional program, LifeWise Academy, takes children out of public school during the day for religious lessons.

An EcoRemedy employee checks a control panel of their equipment at the Edmonds Wastewater Treatment Plant on Thursday, April 17, 2025 in Edmonds, Washington. (Olivia Vanni / The Herald)
Edmonds launches technology to destroy PFAS

Edmonds is the first city in the country to implement… Continue reading

Mary Ann Karber, 101, spins the wheel during Wheel of Forunte at Washington Oakes on Tuesday, April 1, 2025 in Everett, Washington. (Olivia Vanni / The Herald)
Lunch and Wheel of Fortune with some Everett swinging seniors

She’s 101 and he’s 76. At Washington Oakes, fun and friendship are on the menu.

Founder of Faith Lutheran Food Bank Roxana Boroujerd helps direct car line traffic while standing next to a whiteboard alerting clients to their date of closing on Friday, April 25, 2025 in Everett, Washington. (Olivia Vanni / The Herald)
Faith Food Bank to close, replacement uncertain

The food bank’s last distribution day will be May 9, following a disagreement with the church over its lease.

Christian Sayre sits in the courtroom before the start of jury selection on Tuesday, April 29, 2025 in Everett, Washington. (Olivia Vanni / The Herald)
Jury selection begins in latest trial of former Everett bar owner

Opening statements for Christian Sayre’s fourth trial are scheduled for Monday. It is expected to conclude by May 16.

Ian Terry / The Herald

Zachary Mallon, an ecologist with the Adopt A Stream Foundation, checks the banks of Catherine Creek in Lake Stevens for a spot to live stake a willow tree during a volunteer event on Saturday, Feb. 10. Over 40 volunteers chipped in to plant 350 trees and lay 20 cubic yards of mulch to help provide a natural buffer for the stream.

Photo taken on 02102018
Snohomish County salmon recovery projects receive $1.9M in state funding

The latest round of Climate Commitment Act dollars will support fish barrier removals and habitat restoration work.

Fosse will not seek reelection; 2 candidates set to run for her seat

Mason Rutledge and Sam Hem announced this week they will seek the District 1 City Council position.

A few significant tax bills form the financial linchpin to the state’s next budget and would generate the revenue needed to erase a chunk of a shortfall Ferguson has pegged at $16 billion over the next four fiscal years. The tax package is expected to net around $9.4 billion over that time. (Stock photo)
Five tax bills lawmakers passed to underpin Washington’s next state budget

Business tax hikes make up more than half of the roughly $9 billion package, which still needs a sign-off from Gov. Bob Ferguson.

Logo for news use featuring the municipality of Brier in Snohomish County, Washington. 220118
Brier police levy fails; officials warn current staffing is not sustainable

With no new funding, officials say the department will remain stretched thin.

Support local journalism

If you value local news, make a gift now to support the trusted journalism you get in The Daily Herald. Donations processed in this system are not tax deductible.