Medicare problems could hurt seniors

Rick Cooper

Many patients don’t realize that Washington state is on the brink of a health care crisis. Patients are struggling to get the coverage and care they need. Physicians are being forced to go out of business or turn away patients. Why is this happening?

Many physicians are leaving or closing their doors, in part because state and federally funded programs, like Medicare, now pay physicians well below the actual cost of care. The government pays physicians who treat Medicare patients 20 to 30 percent less than 10 years ago. Reimbursement will decrease by another 5.5 percent for 2002. This reimbursement rate doesn’t come close to covering the real cost of the care provided.

Each time a physician leaves, about 2,000 patients must find a new caregiver. Remaining doctors are overloaded and can’t accept new patients. Patients are struggling to find physicians willing to accept new patients.

Medicare patients who cannot get care from a regular provider are seeking alternatives and resorting to services in hospital emergency rooms, which are costly. Higher cost emergency room care, that could be handled more routinely, drives up premiums for those patients who are insured through non-government funded programs. These patients carry an increasing burden.

Besides funding less than the actual cost of care, Medicare reimbursement levels also vary dramatically by geographic area. Snohomish County is below many other parts of the country. For example, Medicare reimburses $707 for a gallbladder operation in Everett; in Seattle they reimburse $753, and yet reimbursement for that same operation in Metro Boston is $843.

Another significant problem is the amount of paperwork that must be completed when a Medicare patient is treated. Any medical procedure that is eligible for Medicare reimbursement comes with a voluminous paperwork requirement. The American Medical Association estimates one hour of administrative paperwork for every one to four hours of patient care. This leaves less time for physicians to actually treat patients, further complicating access to care and driving its cost upward.

The paperwork burden, combined with low reimbursement levels, means that many doctors literally cannot afford to accept Medicare patients. This puts doctors in the awkward position of either putting limits on the number of Medicare patients they can serve, or actually turning away Medicare patients altogether. Those that do not, soon find themselves in a downward financial spiral.

For seniors, this means that access to medical care is a significant problem, and it’s likely to get worse. With the aging baby boomers, we’re surely headed for a crisis if we don’t take action. Actual rationing of health care for seniors is a distinct possibility.

At The Everett Clinic, we are fortunate that we have not had to turn away or ration care for Medicare patients, yet. But quick action must be taken to reverse this disturbing trend.

What are the answers?

While there are no easy answers, change will only happen if the public is informed and patients demand solutions from our policymakers.

What can you do?

Ask questions and educate yourself and others about this critical issue. Get involved. Write to your legislators, both state and federal, and let them know you are concerned and want change. Some key areas of concern:

n Increase the level of Medicare reimbursement to the actual cost of service, or at the very least, far closer to the actual cost of care.

n Provide equity in geographic payments for Medicare.

n Streamline the amount of paperwork required for Medicare covered procedures.

For information on how to contact your state or federal legislators, go to everettclinic.com and click on "legislative advocacy." You will find a sample letter and instructions on how to email or write your elected officials.

Rick Cooper is CEO of the Everett Clinic.

Talk to us

> Give us your news tips.

> Send us a letter to the editor.

> More Herald contact information.

More in Local News

Floodwater from the Snohomish River partially covers a flood water sign along Lincoln Avenue on Thursday, Dec. 11, 2025 in Snohomish, Washington. (Olivia Vanni / The Herald)
Images from the flooding in Snohomish County.

Our photographers have spent this week documenting the flooding in… Continue reading

A rendering of possible configuration for a new multi-purpose stadium in downtown Everett. (DLR Group)
Everett council resolution lays out priorities for proposed stadium

The resolution directs city staff to, among other things, protect the rights of future workers if they push for unionization.

LifeWise Bibles available for students in their classroom set up at New Hope Assembly on Monday, April 14, 2025 in Everett, Washington. (Olivia Vanni / The Herald)
Parents back Everett district after LifeWise lawsuit threat

Dozens gathered at a board meeting Tuesday to voice their concerns over the Bible education program that pulls students out of public school during the day.

Everett Mayor Cassie Franklin delivers her budget address during a city council meeting on Oct. 22, 2025 in Everett, Washington. (Olivia Vanni / The Herald)
Everett mayor talks priorities for third term in office

Cassie Franklin will focus largely on public safety, housing and human services, and community engagement over the next four years, she told The Daily Herald in an interview.

A view of downtown Everett facing north on Oct. 14, 2025. (Olivia Vanni / The Herald)
Everett expands Downtown Improvement District

The district, which collects rates to provide services for downtown businesses, will now include more properties along Pacific and Everett Avenues.

Darryl Dyck file photo
Mohammed Asif, an Indian national, conspired with others to bill Medicare for COVID-19 and other respiratory tests that hadn’t been ordered or performed, according to a U.S. Department of Justice press release.
Man sentenced to 2 years in prison for $1 million health care fraud scheme

Mohammed Asif, 35, owned an Everett-based testing laboratory and billed Medicare for COVID-19 tests that patients never received.

Snohomish County Fire District No. 4 and Snohomish Regional Fire and Rescue responded to a two-vehicle head-on collision on U.S. 2 on Feb. 21, 2024, in Snohomish. (Snohomish County Fire District #4)
Family of Monroe woman killed in U.S. 2 crash sues WSDOT for $50 million

The wrongful death lawsuit filed in Snohomish County Superior Court on Nov. 24 alleges the agency’s negligence led to Tu Lam’s death.

Judy Tuohy, the executive director of the Schack Art Center, in 2024. (Olivia Vanni / The Herald)
Director of Everett’s Schack Art Center announces retirement

Judy Tuohy, also a city council member, will step down from the executive director role next year after 32 years in the position.

Human trafficking probe nets arrest of Calif. man, rescue of 17-year-old girl

The investigation by multiple agencies culminated with the arrest of a California man in Snohomish County.

Stanwood man allegedly stole a WSP vehicle to get home for Christmas

The 24-year-old is facing robbery and eluding charges in connection with the Christmas day incident.

Information panels on display as a part of the national exhibit being showcased at Edmonds College on Nov. 19, 2025 in Lynnwood, Washington. (Olivia Vanni / The Herald)
Edmonds College hosts new climate change and community resilience exhibit

Through Jan. 21, visit the school library in Lynnwood to learn about how climate change is affecting weather patterns and landscapes and how communities are adapting.

Back to rain and snow in Snohomish County in time for the new year

The last few days of blue skies will give way to rain in the lowlands, with 5-8 inches of snow also expected in the Cascades

Support local journalism

If you value local news, make a gift now to support the trusted journalism you get in The Daily Herald. Donations processed in this system are not tax deductible.