Michelle Singletary

Does the IRS have your money?

The agency says it has refunds worth $1.1 billion just waiting to be claimed.


Buy a home or rent? It’s not as simple as that

Here are nine questions you should ask before you even start looking for a home.


When a $4,000 dress becomes a symbol of frugality

As an actress, there’s an expectation that Tiffany Haddish has to look the Hollywood part.


It’s not fun to do a ‘paycheck checkup’ — but do it anyway

Use an IRS calculator to find out if your withholdings match your actual tax obligation.

Setting up an IRS online account is well worth your while

It’s one way to keep an eye out for suspicious activity with your federal tax return.

How much should you be saving?

I love hearing from my readers about their financial conundrums, and this month their questions included everything from how much they should save each year… Continue reading

Same old tax scam, but with a new and troubling twist

Fake refunds are direct deposited into taxpayers’ real bank accounts.

Check your paycheck — you might be getting too much money

With the new tax law comes a home assignment. Remember that small form you filled when you got your current job? It’s IRS Form W-4.… Continue reading

Debunking 4 myths about black wealth

“African-Americans who achieved wealth were often attacked, demonized, or swindled.”

Coping in a marriage with your financial opposite

A dating couple recently asked my husband and me, “What’s the secret to a good marriage?” My husband said, “Don’t let your wife see you… Continue reading

Stop charging me to attend your private celebrations

I’ve been at events when others skip out without paying their share.

Medicare costs take big bite out of Social Security income

By 2030, medical fees not covered by Medicare will consume half of seniors’ Social Security benefits.

Bitcoin investing is sexy. But is the risk worth the thrill?

Already this year, bitcoin has seen heart-stopping drops, prompting more consumer warnings.

Want to save more money? Try these three financial fasts

You can try the food fast, a clothing fast, or the 21-day financial fast.

Make sure you don’t miss the memo for financial freedom

Economic empowerment for low- to moderate-income individuals and families.

The Social Security benefits debate: Take it early or wait?

You need to consider cash needs, health, family longevity, taxes and your working status.

Don’t spend more than you can afford for your child’s college

Saying no to a child’s dream school can seem like a betrayal.

Start out your new year with these money mantras

I’m overly obsessed and stressed about having enough money for retirement.

Don’t be fooled by the word ‘sale’

It’s the most wonderful time of the year … for bargain hunters. Die-hard discount shoppers started hunting for after-Christmas deals before Santa had a chance… Continue reading

Start off the new year looking at your taxes

You won’t see the GOP’s tax overhaul’s impact on your tax return until 2019.