Michelle Singletary

Preventing unwelcome tax surprises

Were you blindsided by your taxes? The IRS has a new withholding tool that will help for next year.


Fraudsters already trying to make a buck off big data breach

The Equifax settlement has already spawned deceptive websites. Be careful, because the scammers are coming for you.


Companies fail to protect their databases from criminals

The Equifax hack: Here’s what’s been offered and what I think consumers should have received.


The nation’s community colleges deserve respect

Let’s stop treating them like the ugly stepsisters of four-year universities.

Slap alerts on all your accounts

I was in church recently taking notes on the sermon with my smartphone when the first alert popped up. The notification claimed I had just… Continue reading

How to talk to your aging parents about their finances

Can we talk? Those three words can be the beginning of a difficult conversation. In a romantic relationship, they might mean that something is wrong… Continue reading

Five reasons you need to make and follow a household budget

It helps drive your spending in a direction that helps you live according to solid financial values.

Attention, brides: Your maid of honor is not made of cash

Some tell horror stories of spending four grand just to stand there at the wedding.

Boomerang generation: Should parents welcome them back?

Living with grown children works better if both sides follow these five principles.

Why smart women do stupid things with their money

On the face of it, the landscape of personal finance is a man’s world. Men’s faces dominate our currency. Men largely control Wall Street and… Continue reading

Yes, you probably should get a credit freeze for your child

Jeni Rogers, author of “200+ Ways to Protect Your Privacy,” addresses concerns about identity theft.

Am I a natural-born saver?

How playing blackjack proved that my fetish for saving money is coded into my DNA.

Those super-lucky students may not be stuck with a tax bill

Billionaire Robert F. Smith’s pledge to pay off Morehouse graduates’ student loans may truly be a gift.

Remember Pet Rocks? Don’t let your debt hang around like them

All debt, including student loans, must be paid down aggressively

Honor thy RSVP

Stop costing people money — show some R-E-S-P-E-C-T to your commitments.

It helps to have a watchdog agency in your corner

Got a grievance against a credit bureau? Post your complaint here and a response is more likely.

Here’s why some couples have costly destination weddings

It’s a way to screen out people they don’t want at their nuptials. But why not just not invite them?

Debt isn’t ‘Junk’ anymore — it’s American treasure

We try to build wealth using borrowed money. But too often we end up crumbled under that debt.

Start planning for your 2019 tax return now

Here’s advice from an expert on how to better position yourself for next tax season.

Pay taxes by April 15 — period

No, filing an extension does not give you more time to pay the IRS.