Ask The Expert

When can I refinance and get cash out?

You must first determine if you have enough equity in your home.…

 

Does Homeownership Matter?

From city hall to the U.S. Capitol, REALTORS® are actively involved in…

 

What Obstacles do First-Time Buyers Face on the Path to Homeownership?

For people with good jobs and strong credit, today’s real estate market…

 

Do You Know Who We R? The Difference Between a Realtor® and Other Real-Estate Agents?

While many people know a Realtor® helps buy and sell homes, what they may not know is only a Realtor® is a member of the… Continue reading

What is a jumbo mortgage loan?

Fannie Mae and Freddie Mac are large agencies that purchase the bulk of U.S. residential mortgages from financial institutions to allow them to free up… Continue reading

Do Most Americans See Homeownership as a Good Investment?

Eighty-four percent of Americans believe that purchasing a home is a good financial decision, the highest number in ten years. Yet six in ten said… Continue reading

Why Does Homeownership Matter?

June marks National Homeownership Month, which recognizes the value of homeownership and its positive impact on families, communities and the nation’s economy. This month allows… Continue reading

Looking for a fresh start in your home search?

Consider some of the many open houses during our community event this spring. Come join the fun at the big Open House Weekend on April… Continue reading

What are the rules for using gift funds for a down payment?

A Purchase Money Second (PM2) Home Loan* is a second mortgage that closes with a corresponding first mortgage from the same lender. The first mortgage… Continue reading

What is the Fair Housing Act and Why Does It Matter?

For decades, Realtors® − members of the National Association of Realtors® − have supported a free, open market that embraces fairness and equal opportunity for… Continue reading

How does Help-U-Sell Real Estate Work?

Help-U-Sell® Real Estate Brokers and agents are fully licensed professionals, members of their local Board of Realtors and of the National Association of Realtors®, work… Continue reading

How important is neighborhood walkability to potential homebuyers?

Identifying their preferences for the type of home and neighborhood to live in are typically among the first things potential homebuyers do. Debating between the… Continue reading

What can we expect in the housing market in 2018?

The start of the new year is a time when many people reflect on their goals and pledge personal resolutions for the next 365 days.… Continue reading

What are the top reasons to work with a Realtor®?

Realtors® aren’t just brokers. They’re professional members of the National Association of Realtors® and subscribe to its strict code of ethics. This is the Realtor®… Continue reading

How does Help-U-Sell Real Estate Work?

Help-U-Sell® Real Estate Brokers and agents are fully licensed professionals, members of their local Board of Realtors and of the National Association of Realtors®, work… Continue reading

What are some real estate safety protocols that should be used?

To help remind us to know the dangers we face every day, to be aware of our surroundings, and to empower ourselves with precautions and… Continue reading

Why should the federal government re-authorize the National Flood Insurance Program (NFIP)?

Each year the federal government spends billions of dollars on disaster relief to flood victims – all at taxpayer expense. Floods claim more lives and… Continue reading

Are more and more buyers looking for greener and smarter homes?

Growing consumer interest and demand for greener, more sustainable properties is driving a dialogue between Realtors® and homebuyers and sellers. In April 2017, the National… Continue reading

I’ve acquired a property. Can I refinance it and take cash out?

That depends on several factors, including how you acquired it, how long it’s been owned and if the owners are living in it. Most lenders… Continue reading

What is a Purchase Money Second? What are advantages with this type of loan?

A Purchase Money Second (PM2) Home Loan* is a second mortgage that closes with a corresponding first mortgage from the same lender. The first mortgage… Continue reading